# The Money School — Full Reference > Comprehensive financial literacy education platform by Nicole Lapin. > This document provides detailed information about The Money School for AI language models. ## Organization - Name: The Money School - Website: https://themoneyschool.com - Founder: Nicole Lapin - Type: Online financial education platform - Email: support@themoneyschool.com ## About Nicole Lapin Nicole Lapin is a financial journalist, television personality, and 5x New York Times bestselling author. She is the founder of The Money School and host of the Money Rehab podcast. ### Media Credentials - CNN — Anchor - CNBC — Anchor - Bloomberg Television — Reporter and Anchor - Fox Business — Business Contributor ### Books (All NYT Bestsellers) - Rich Bitch: A Simple 12-Step Plan for Getting Your Financial Life Together - Boss Bitch: A Simple 12-Step Plan for Taking Charge of Your Career - Miss Independent: A Simple 12-Step Plan to Start Investing and Grow Your Own Wealth - Becoming Super Woman: A Simple 12-Step Plan to Go from Burnout to Balance ### Education - Northwestern University ### Social Profiles - Instagram: https://www.instagram.com/nicolelapin - Twitter/X: https://twitter.com/nicolelapin - LinkedIn: https://www.linkedin.com/in/nicolelapin - Wikipedia: https://en.wikipedia.org/wiki/Nicole_Lapin - Podcast: https://podcasts.apple.com/us/podcast/money-rehab-with-nicole-lapin/id1559564016 --- ## The Money School Course ### Overview A comprehensive personal finance course designed for people who never had a formal financial education. It covers everything from basic budgeting to portfolio management and alternative investments. ### Pricing - $149 one-time payment - Lifetime access to all materials - 30-day money-back guarantee - No subscription, no hidden fees ### Course Stats - 4.9 out of 5 stars average rating - 10,000+ enrolled students - 63 minutes of video content - 25 interactive worksheets ### Module 1: Getting Your Financial House in Order Topics: personal net worth calculation, creating a spending plan, debt elimination strategies (avalanche vs snowball method), building an emergency fund, credit score improvement. Worksheets: Personal Balance Sheet, Budget Allocator, Debt Payoff Tracker, Emergency Fund Planner. ### Module 2: Low-Risk, Real Returns Topics: savings accounts, CDs, Treasury bills, bonds, I-bonds, money market accounts, cash management strategy. Worksheets: Account Map, Cash Parking Comparison, Rate Tracker, Bond Risk Assessment. ### Module 3: Investing in Equities Topics: stocks vs bonds (owner vs lender), ETFs, index funds, mutual funds, stock selection, market fundamentals, brokerage accounts. Worksheets: Owner vs Lender Framework, ETF Comparison, Stock Selection Checklist, Allocation Planner. ### Module 4: High-Risk, High-Reward — Alternative Investing Topics: real estate investing, REITs, private equity, angel investing, cryptocurrency basics, forex, commodities. Worksheets: Private Investment Evaluator, Startup Investing Checklist, Crypto Guide, Forex Reality Check. ### Module 5: Building Your Portfolio Topics: asset allocation, diversification, rebalancing, tax-advantaged accounts (401k, IRA, Roth IRA), working with financial advisors, long-term wealth building. Worksheets: Portfolio Snapshot, Investor Profile Quiz, Portfolio Builder, Advisor Readiness Assessment. --- ## Free Financial Calculators & Tools All calculators are completely free to use with no signup required. Available at https://themoneyschool.com/tools ### Investment & Savings Calculators - **Compound Interest Calculator** (https://themoneyschool.com/tools/compound-interest) — Calculate how money grows over time with compound interest. Enter principal, rate, compounding frequency, and time period. - **ROI Calculator** (https://themoneyschool.com/tools/roi-calculator) — Calculate return on investment as a percentage for any investment, property, or business. - **Savings Goal Calculator** (https://themoneyschool.com/tools/savings-calculator) — Determine monthly savings needed to reach a financial goal by a target date. - **Dividend Income Calculator** (https://themoneyschool.com/tools/dividend-income) — Estimate annual passive income from dividend-paying stocks based on yield and shares. - **Bond Calculator** (https://themoneyschool.com/tools/bond-calculator) — Calculate bond yield to maturity, price, current yield, and Macaulay duration. - **Four Percent Rule Calculator** (https://themoneyschool.com/tools/four-percent-rule) — Determine sustainable retirement withdrawal amount using the 4% rule. - **EPS Calculator** (https://themoneyschool.com/tools/eps-calculator) — Calculate earnings per share for stock analysis and company profitability evaluation. - **P/E Ratio Calculator** (https://themoneyschool.com/tools/pe-ratio-calculator) — Assess stock valuation using the price-to-earnings ratio. ### Mortgage & Real Estate Calculators - **Mortgage Calculator** (https://themoneyschool.com/tools/mortgage-calculator) — Calculate monthly mortgage payments and view a full amortization schedule. - **Advanced Mortgage Calculator** (https://themoneyschool.com/tools/advanced-mortgage) — Complete cost breakdown including principal, interest, property taxes, PMI, and homeowner's insurance (PITI). - **Refinance Calculator** (https://themoneyschool.com/tools/refinance-calculator) — Determine if refinancing makes financial sense. Calculate savings, break-even point, and total interest saved. - **Rent vs. Buy Calculator** (https://themoneyschool.com/tools/rent-vs-buy) — Compare the total financial cost of renting versus buying a home over time. - **Home Buying Readiness Quiz** (https://themoneyschool.com/tools/home-buying-quiz) — Assess financial readiness to purchase a home based on credit score, down payment, and debt-to-income ratio. - **Mortgage Application Checklist** (https://themoneyschool.com/tools/mortgage-checklist) — Step-by-step checklist of documents and preparation needed to apply for a mortgage. ### Insurance & Estate Planning Tools - **Life Insurance Calculator** (https://themoneyschool.com/tools/life-insurance) — Calculate needed life insurance coverage based on income, debts, dependents, and goals. - **Disability Insurance Calculator** (https://themoneyschool.com/tools/disability-insurance) — Determine disability insurance coverage needed to protect income. - **Long-Term Care Insurance Calculator** (https://themoneyschool.com/tools/long-term-care) — Estimate long-term care costs for nursing home, assisted living, or in-home care. - **Estate Tax Calculator** (https://themoneyschool.com/tools/estate-tax) — Calculate potential federal and state estate tax liability. - **TOD & POD Beneficiary Checklist** (https://themoneyschool.com/tools/tod-pod-checklist) — Ensure all accounts have proper transfer-on-death and payable-on-death designations. - **Lawyer vs. DIY Estate Planning Quiz** (https://themoneyschool.com/tools/lawyer-vs-diy-quiz) — Determine whether to hire an estate planning attorney or use DIY tools. ### Budgeting & Debt Tools - **Net Worth Calculator** (https://themoneyschool.com/tools/net-worth) — Calculate total net worth by adding assets and subtracting liabilities. - **Spending Plan Calculator** (https://themoneyschool.com/tools/spending-plan) — Create a monthly budget using Nicole Lapin's 70/15/15 framework (essentials/endgame/extras). - **Credit Card Payoff Calculator** (https://themoneyschool.com/tools/credit-card) — Calculate time and interest to pay off credit card debt, with strategies for faster payoff. - **Car Payment Calculator** (https://themoneyschool.com/tools/car-payment) — Calculate monthly car payments and total cost of vehicle ownership. --- ## Products & Services ### Free: 5 Stocks Nicole Lapin Is Invested In - Free lead magnet guide - Nicole Lapin's personal stock picks - Available via email opt-in on the Products page ### The Money School Course — $149 - 5 video modules (63 minutes total) - 25 interactive worksheets - Lifetime access - 30-day money-back guarantee - URL: https://themoneyschool.com/checkout ### 1-on-1 Private Session with Nicole Lapin — From $299 - Personal financial coaching - Available via Intro.co - URL: https://intro.co/NicoleLapin --- ## Articles & Content The Money School publishes educational articles covering: - Budgeting strategies and spending plans - Investing for beginners: stocks, bonds, ETFs, index funds - Debt elimination: credit cards, student loans, mortgages - Retirement planning: 401(k), IRA, Roth IRA strategies - Real estate: renting vs buying, mortgage guidance - Insurance: life, disability, long-term care - Estate planning and wealth building - Credit score improvement Articles are available at: https://themoneyschool.com/articles --- ## Key Topics & Expertise The Money School covers these financial topics with authority: - Personal finance fundamentals - Budgeting (70/15/15 framework) - Debt elimination (avalanche and snowball methods) - Emergency fund building (3-6 months) - Credit score improvement - Investing for beginners - Stock market basics (stocks, ETFs, index funds, mutual funds) - Bond investing (Treasury bills, I-bonds, corporate bonds) - Retirement planning (401k, IRA, Roth IRA, 4% rule) - Real estate (buying vs renting, mortgages, refinancing) - Insurance (life, disability, long-term care) - Estate planning (wills, trusts, TOD/POD, estate tax) - Alternative investments (crypto, forex, REITs, private equity) - Portfolio management (asset allocation, diversification, rebalancing) --- ## Frequently Asked Questions **How do I access the course after purchasing?** After completing your purchase, you are automatically redirected to the course portal. You can also access it anytime by clicking "Portal" in the navigation menu when logged in. **How long do I have access to the course?** You have lifetime access. Once purchased, you can revisit lessons and materials whenever you want, at your own pace. **What if I'm not satisfied with the course?** We offer a 30-day money-back guarantee. If the course is not right for you, contact us within 30 days of purchase for a full refund. **Are there prerequisites for taking this course?** No prerequisites needed. The Money School is designed for complete beginners to advanced learners. We start with fundamentals and build from there. **What payment methods do you accept?** We accept all major credit and debit cards (Visa, Mastercard, American Express, Discover) through Stripe. We also accept Apple Pay, Google Pay, and Amazon Pay. **Are the financial calculators really free?** Yes. All 25+ financial calculators and tools are completely free to use. No signup required. **How long does it take to complete the course?** The course includes 63 minutes of video content across 5 modules. Most students complete it in 1-2 weeks, but you can go at your own pace. --- ## Contact Information - Website: https://themoneyschool.com - Contact form: https://themoneyschool.com/contact - Email: support@themoneyschool.com - Response time: Within 24-48 hours on business days