Welcome to the Internet home of The Money School. themoneyschool.com (“TMS”) provide website and other electronic services subject to the terms set out below (“Terms”). By using the TMS Software and shopping via themoneyschool.com, using TMS software applications that you download, and other websites and existing or future services that expressly incorporate these Terms (“TMS Services”), you accept these Terms.
Please read these Terms carefully. If you do not wish to be bound by these Terms, do not access or use the TMS Services.
CHANGE OF TERMS
TMS may, at its sole discretion, revise or add new terms to these Terms from time to time without notice to you. Such revisions and additions shall be deemed effective immediately upon notice, which TMS may give by any means, including, without limitation, by posting the revised Terms on the TMS Services. You are responsible for reviewing the TMS Services for any modifications to these Terms that may affect your rights or obligations. Any access or use by you of the TMS Services after changes to these Terms will constitute your acceptance of the revised terms.
ORDERS AND PRICING
TMS reserves the right to discontinue or change product specifications and prices without prior notice. Products are available while supplies last. Inadvertent errors in advertised prices are not binding on TMS, and may be adjusted by TMS at any time. Your placing an order and your receipt of an order confirmation do not constitute final acceptance of an order. Certain information may need to be confirmed prior to accepting your order. Your order, or any portion thereof, may be declined even after your receipt of an order confirmation.
Coupons and promotional codes provided to you are for your individual use only. You may not transfer, offer for sale, publish or otherwise share TMS coupons and promotional codes unless the terms of the promotion expressly allow you to do so. TMS reserves the right to cancel orders when it has reason to believe that any coupon or promotional code is being used by someone other than the intended recipient, or in the case of suspected abuse, misuse or fraud.
Copyright in the documents and material on the TMS Services is owned by or licensed to TMS. You are authorized to use this material only for personal, non-commercial purposes. You may download, print, and store copies of this material for your own personal, non-commercial use. The images of people or places displayed on the TMS Services are either the property of, or used with permission of, TMS. The uses of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms or specific permission is provided elsewhere on the TMS Services. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and regulations and statutes governing communications. Nothing contained in the TMS Services should be construed as granting, by implication or otherwise, any license or right to use any trademark or service mark displayed on the TMS Services without the written permission of TMS or any third party that may own such trademarks or service marks. TMS will aggressively enforce its intellectual property rights to the fullest extent of the law.
When you access or use the TMS Services, send e-mails to TMS, or receive electronic communications from TMS, you are, and consent to, communicating with TMS electronically. TMS may communicate with you by e-mail or by posting notices on one or more of the TMS Services. You agree that all notices, disclosures, agreements, policies, and other communications that TMS provides to you electronically satisfy any requirement that such communications be in writing.
To cancel your free TMS account at any time, please email email@example.com and provide the email address you used during registration.
DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
The material contained in the TMS services has been checked for accuracy. However, TMS makes no warranties or representations as to such material’s accuracy, and it is supplied without any expressed or implied warranties. Without limiting the foregoing, everything on the TMS services is provided to you “as is” without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
Under no circumstances will TMS or its parents, affiliates, or any other party or their respective directors, officers, employees, or agents be liable to you or any third party for any direct, indirect, consequential, incidental, special, punitive, or other damages, whether in contract, tort, or otherwise, including negligence, arising in any way from any product or service sold or provided through the TMS services, even if TMS is expressly advised of the possibility of such damages. In no event shall TMS’s liability be greater than the price you paid for the product or service that is the basis for the claim.
Some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. You should check local laws for any restrictions or limitations regarding the exclusions of implied warranties.
The information available through TMS is for your general information and use and is not intended to address your particular requirements, and is not intended to be relied upon by users in making any investment decisions. Appropriate independent advice should be obtained before making any such decision. The investments and services offered by us may not be suitable for all investors. If you have any doubts as to the merits of an investment, you should seek advice from an independent financial advisor. Past performance is not necessarily a guide to future performance. Journalistic comment included on this site is made to the best of the knowledge and belief of the writer but no responsibility is accepted for actions based on such comment.
You agree to defend, indemnify, and hold harmless TMS and its parents, affiliates, and related entities and their respective directors, officers, employees, and agents from and against all claims, losses, damages, liabilities, and costs (including without limitation reasonable attorneys’ fees and court costs), arising out of or relating to your breach of these Terms or your access to or use of the TMS Services.
YOUR ACCESS TO TMS SERVICES
When you use the TMS Services, you agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of, and purchase of products and services through, the TMS Services. You are responsible for maintaining the confidentiality of any passwords or usernames and for restricting access to your account, if any, and you agree to accept responsibility for all activities that occur under your account, username, or password. TMS sells products to adults only, who can purchase products with a credit card or other permitted payment method. If you are under 18, you may use the TMS Services only with the involvement of a parent or guardian. TMS reserves the right, at its sole discretion, to refuse service, remove or edit content, cancel orders, or terminate accounts for any or all of the TMS Services. In the event that TMS denies you access to one or more TMS Services, the provisions in these Terms governing any copyright and other intellectual property rights, and the disclaimers, indemnities, and limitations of liabilities set forth in these Terms shall survive such termination.
All content accessible from, included in, or available via the themoneyschool.com website, or communications from the themoneyschool.com website, such as text, graphics, logos, images, audio clips, video clips, pictures, images, and data compilations, are the sole and exclusive property of TMS, or one or more of its affiliates or parents, or its vendors or content providers, and is protected by United States and international copyright laws. The compilation of all content accessible from, included in, or available via the themoneyschool.com website, or communications from the themoneyschool.com website, such as the layout, color selection and format, is the sole and exclusive property of TMS, or one or more of its affiliates or parents, and is protected by United States and international copyright laws.
In accordance with the Digital Millennium Copyright Act (“DMCA”) please notify us of alleged copyright infringement occurring on the TMS Services:
DMCA Notification Agent
Attn: Legal Department
Money News Network
CONTENTS OF NOTICE
The DMCA requires that all notices of alleged copyright infringement be in writing. For TMS to act on your notice, you must be authorized to enforce the copyrights that you allege have been infringed. When informing TMS of an alleged copyright infringement, you should:
Identify the copyrighted work that allegedly has been infringed. If multiple copyrighted works on a single TMS Service are involved, please provide a representative list of such works on that TMS Service.
Describe the material that is claimed to be infringing and provide sufficient information to permit TMS to locate that material.
Provide your contact information, including an address, telephone number, and, if available, an e-mail address.
Certify or include a statement that you have a good-faith belief that the use of the copyright-protected material in the manner complained of is not authorized by the copyright owner, the owner’s agent, or law.
Certify that the information that you have provided TMS is accurate. You should attest under penalty of perjury that you are authorized to enforce the copyrights that you allege have been infringed.
Include your physical or electronic signature.
TMS may not be able to act on your complaint promptly or at all if you do not provide this information.
TMS may receive compensation through affiliate links, advertisements, or otherwise. If you click on an affiliate link and purchase or use a product, TMS may receive a small commission, at no extra cost to you.
These Terms contain the entire understanding of you and TMS with respect to the subject matter hereof and supersedes all prior agreements and understandings between you and TMS with respect to the subject matter hereof. The failure of TMS at any time to enforce any of the provisions of these Terms will not be deemed or construed to be a waiver of any such provisions, or in any way to affect the right of TMS to thereafter enforce each and every provision of these Terms. No waiver by TMS of any breach of any provision of these Terms will be construed or deemed to be a waiver of any other subsequent breach. If any provision of these Terms is declared invalid or otherwise determined to be unenforceable for any reason, such provision will be deemed to be severable from the remaining provisions of these Terms, which will otherwise remain in full force and effect. Provisions concerning your rights and obligations which by the content of the provision operate after termination or which are necessary to enforce any right will survive any termination or expiration of these Terms. These Terms will be governed by and construed in accordance with the internal laws of the State of California without regard to conflict of laws principles. Any suit brought under or in connection with these Terms may be brought only in the courts of the State of California and TMS and you consent to the personal jurisdiction and venue of such courts.