Terms of Use

1. Acceptance of Terms

By accessing and using The Money School website and services ("Service"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Service.

These terms apply to all visitors, users, and others who access or use the Service, including access to our educational course, free financial calculators, and other resources.

2. Course Purchase & Access

2.1 Payment

The Money School course is available for a one-time payment of $149. All payments are processed securely through Stripe. By purchasing the course, you agree to pay all applicable fees and taxes.

2.2 License

Upon purchase, you receive a non-exclusive, non-transferable, personal license to access the course content for your own educational use. You may not share, sell, or redistribute course materials.

2.3 Lifetime Access

You receive lifetime access to the course content, including any updates or improvements we make. We reserve the right to discontinue the Service with 90 days' notice.

3. Refund Policy

We offer a 30-day money-back guarantee. If you're not satisfied with the course for any reason, contact us at support@themoneyschool.com within 30 days of purchase for a full refund.

After 30 days, all sales are final. Refunds are processed within 5-10 business days to the original payment method.

4. User Accounts

4.1 Account Creation

To access the course portal, you must create an account using Google, GitHub, or email/password authentication. You are responsible for maintaining the confidentiality of your account credentials.

4.2 Account Security

You are responsible for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.

4.3 Account Termination

We reserve the right to suspend or terminate your account if you violate these Terms of Use, including sharing course content or engaging in fraudulent activity.

5. Educational Disclaimer

The Money School provides educational content only. We are not financial advisors, and nothing on this site constitutes personalized financial, investment, tax, or legal advice.

All calculators, tools, and course content are for educational purposes. You should consult with licensed professionals (financial advisors, accountants, attorneys) before making financial decisions.

Past performance does not guarantee future results. Investing involves risk, including the potential loss of principal.

6. Intellectual Property

All content on The Money School—including text, graphics, videos, logos, worksheets, and software—is owned by The Money School or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, republish, download, store, or transmit any course materials except:

• Downloading worksheets for personal use
• Temporarily storing content in your browser cache
• Printing a reasonable number of pages for personal study

You may not use course content for commercial purposes or share it with others.

7. Prohibited Conduct

You agree not to:

• Share your account credentials with others
• Download, copy, or redistribute course videos or materials
• Use automated systems (bots, scrapers) to access the Service
• Attempt to hack, reverse engineer, or compromise our systems
• Upload viruses or malicious code
• Impersonate others or provide false information
• Violate any applicable laws or regulations

8. Third-Party Links & Services

Our Service may contain links to third-party websites or services (e.g., affiliate links, recommended tools, external resources).

We are not responsible for the content, privacy policies, or practices of third-party sites. Your use of third-party services is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, The Money School, its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses.

Our total liability for any claim arising out of your use of the Service shall not exceed the amount you paid for the course ($149).

10. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that the Service will be uninterrupted, error-free, or secure, or that defects will be corrected.

11. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page with an updated "Last Updated" date.

Your continued use of the Service after changes constitutes acceptance of the modified terms. We recommend reviewing these terms periodically.

12. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts of California.